Incoterms & liability
Incoterms 2020 liability analysis for cargo claims
EXW, FCA, FOB, CIF, DAP, DDP — ClaimsAI determines transfer of risk and the liable party for any cargo loss, with a clear evidence chain.
- All Incoterms 2020 supported (plus 2010 legacy)
- Transfer-of-risk mapped to place of loss
- Carrier responsibility window detection
- Insurance certificate scope cross-check
- Subrogation target identification
- Generates a defensible liability statement
Incoterms determine who insures and who claims
Get the term wrong and you litigate the wrong party. ClaimsAI reads the commercial invoice and sales contract to identify the agreed Incoterm and the transfer-of-risk point.
Liability mapped to the place of loss
By correlating the loss event location with the Incoterm's transfer point, the engine identifies whether the buyer, seller or carrier was on risk at the moment of loss.
Cargo Incoterms cheat sheet — built in
Every Incoterm comes with plain-English explanations, common pitfalls and case-law references your adjusters can cite in their reports.
Frequently asked questions
Which Incoterms versions are supported?
Incoterms 2020 is supported in full, with backward compatibility for 2010 terms commonly seen on older contracts.
How does the tool decide who is liable?
It cross-references the Incoterm, the place of loss, the carrier's responsibility window and the insurance certificate scope to identify the liable party.
Is the liability analysis legally binding?
No — it is an investigation aid for claims professionals. The platform produces an evidence-backed recommendation that supports the adjuster's final decision.